The pace of construction lags far behind 55,695 houses built in 2017-18 and 1.69 lakh in 2016-17. Since the launch of the scheme in 2015, not even 10 per cent of the state target has been achieved. As per data available, Maharashtra government approved 2.07 lakh houses this financial year but they mostly remained on paper. The latest approval of 17,817 houses came on January 31 by the Centre for the urban poor.
However, there is no deadline mentioned as to when the state would complete the construction of these houses. An official from the state Housing Department said that land acquisition is a complicated process and takes time. “As there’s shortage, land is not easily available for affordable housing.
In cities like Mumbai, it’s very difficult to get a piece of land. Also, identifying beneficiaries is time-consuming. So, various agencies like Maharashtra Housing and Development Authority (MHADA), Slum Rehabilitation Authority (SRA), Urban Local Bodies (ULB), Municipal Corporations (MC) have been given the responsibility to identify land parcels and acquire them to make the scheme successful,” the official said. Under the PMAY, the Centre provides an assistance of Rs 1 lakh to Rs 1.5 lakh per dwelling, while the state contributes Rs 1 lakh. The government allots the land at the rate of Re 1 per sq mt with Rs 1,000 charged as stamp duty.
With the objective of extending the PMAY to Mumbai as well, the state has offered a floor space index (FSI) of 2.5 under public-private partnership. The developer can construct affordable houses under the scheme on both government and private land.
The state government has also waived the required security deposit (which varies with the size of the plot) for affordable housing meant for the economically weaker sections.
There are other schemes like beneficiary-linked construction (BLC) and a credit-linked subsidy scheme (CLSS), Jawaharlal Nehru National Urban Renewal Mission (JNNURM) under which the state is trying to create affordable housing stock.